Horizon Blue Cross Blue Shield of New Jersey

Your health. Your family. Your life.  What’s on your horizon?  No matter what’s on your horizon, Horizon Blue Cross Blue Shield of New Jersey (BCBSNJ) works for you.  And because no two horizons are alike, we dedicate ourselves to your well-being today…as well as tomorrow.

Since 1932, Horizon Blue Cross Blue Shield of New Jersey has offered quality, low cost medical and dental insurance products and services designed specifically to meet the changing health care needs of our customers.

The company offers managed care, Medicare, and traditional indemnity health plans for individuals, families, and groups.
Horizon Blue Cross Blue Shield of New Jersey is best known for our managed care and traditional indemnity plans for individuals and employers — the cornerstone of our health care business.

Our plans include:

• Horizon HMO

• Horizon POS (Point of Service)

• Horizon PPO (Preferred Provider Organization)

• Horizon Direct Access (Open Access)

• Horizon MSA (Medical Savings Account)

• Traditional Indemnity Plans

Magellan Behavioral Health (formerly Green Spring of New Jersey) performs utilization review and management services for Horizon BCBSNJ customers receiving mental health and substance abuse treatment. Magellan Behavioral Health evaluates an individual’s needs, then finds the most appropriate care and setting for treatment.

Dental coverage is one of the more desired benefits available today. Horizon Healthcare Dental Services, the administrator of Horizon Blue Cross Blue Shield of New Jersey’s dental programs, provides access to programs designed to meet the needs of individuals, small employers, and large groups. With more than 600,000 satisfied subscribers, we offer you the experience and expertise you have come to expect from a leader in dental health care benefits and administration. All programs provide flexible deductible and copayment or coinsurance options to allow employers to select the program that best meets their needs.

Service Area

Horizon Blue Cross Blue Shield of New Jersey, the only licensed Blue Cross and Blue Shield plan in New Jersey, provides health insurance coverage to nearly three million people throughout all of North, Central, and South Jersey.

(Information updated as of 2011 from Horizon Blue Cross Blue Shield of New Jersey’s website)