Government Health Insurance Plans « Health Insurance Advisory

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If you are unable to qualify for an individual medical insurance plan due to a pre existing health condition or cannot afford it, public programs and assistance may be available.

Medicaid which became law in 1965 is a government medical insurance program that pays for healthcare for individuals and families with very low incomes, typically at or below the federal poverty level. In order to qualify for federal Medicaid funds, each state must meet the minimum federal guidelines. Each state has its own eligibility guidelines and benefits.

If you are seeking health insurance for your children, President Obama signed a healthcare bill into law that enables millions of children to receive medical insurance. Every state has its own program and eligibility rules. In many states, uninsured children 18 years old and younger whose families earn up to $44,500 a year (for a family of four) are eligible for free or low-cost medical insurance that pays for doctor visits, dental care, prescription medicines, hospitalization and more.

To learn more about government sponsored medical insurance in your state, select your state from the drop down menu below.

Alabama

Medicaid Program
http://medicaid.alabama.gov/

State Children’s Health Insurance Plan
https://insurealabama.adph.state.al.us/

Department of Insurance – Consumer Health Insurance Information
http://healthinsurance.alabama.gov/

Alaska

State Risk Pool – Alaska Comprehensive Health Insurance Association
https://www.achia.com/Default.asp

Medicaid Program
http://www.hss.state.ak.us/dpa/programs/medicaid/

State Children’s Health Insurance Planhttp://www.hss.state.ak.us/dhcs/DenaliKidCare/default.htm
Department of Insurance – Consumer Health Insurance Information
http://www.dced.state.ak.us/insurance/consumerinfo.htm

Arizona

Medicaid Program
http://www.azahcccs.gov/default.aspx

State Children’s Health Insurance Plan
http://www.azkidscare.gov/

Department of Insurance – Consumer Health Insurance Information
http://www.id.state.az.us/consumerlifehealth.html

Arkansas

State Risk Pool – Arkansas Comprehensive Health Insurance Pool
http://www.chiparkansas.org/

Medicaid Program
https://www.medicaid.state.ar.us/

State Children’s Health Insurance Plan
http://www.arkidsfirst.com/home.htm

Department of Insurance – Consumer Health Insurance Information
http://www.insurance.arkansas.gov/Consumers/csdbrochures.htm

California

State Risk Pool – California Major Risk Medical Insurance Programhttp://www.mrmib.ca.gov/

Medicaid Program
http://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx

State Children’s Health Insurance Plan
http://www.healthyfamilies.ca.gov/Home/default.aspx

Department of Insurance – Consumer Health Insurance Information
http://www.insurance.ca.gov/0100-consumers/

Colorado

State Risk Pool – CoverColorado
http://www.covercolorado.org

Medicaid Program
http://www.colorado.gov/cs/Satellite/HCPF/HCPF/1197969485591

State Children’s Health Insurance Plan
http://www.cchp.org/

Department of Insurance – Consumer Health Insurance Information
http://www.dora.state.co.us/Insurance/consumer/HealthMainPage.htm

Connecticut

State Risk Pool – Connecticut Health Reinsurance Association
http://www.hract.org/

Medicaid Program
http://www.ct.gov/dss/cwp/view.asp?a=2353&q=305218

State Children’s Health Insurance Plan
http://www.huskyhealth.com/hh/site/default.asp

Department of Insurance – Consumer Health Insurance Information
http://www.ct.gov/cid/cwp/view.asp?Q=390126&cidNav=|

DC

Medicaid Program
http://dhs.dc.gov/dhs/cwp/view,a,3,q,613266.asp

State Children’s Health Insurance Plan
http://dhcf.dc.gov/dhcf/cwp/view,A,1412,Q,609129,dhcfNav,%7C34820%7C.asp

Department of Insurance – Consumer Health Insurance Information
http://disb.dc.gov/disr/cwp/view,a,1299,Q,634581,disrNav,%7C32810%7C,.asp

Delaware

Medicaid Program
http://dhss.delaware.gov/dhss/dmma/

State Children’s Health Insurance Plan
http://www.dhss.delaware.gov/dhss/dmma/dhcp.html

Department of Insurance – Consumer Health Insurance Information
http://www.delawareinsurance.gov/health/health_topics.shtml

Florida

Medicaid Program
http://www.fdhc.state.fl.us/medicaid/

State Children’s Health Insurance Plan
http://www.floridakidcare.org/

Department of Insurance – Consumer Health Insurance Information
http://www.fldfs.com/Consumers/

Georgia

Medicaid Program
http://dch.georgia.gov/00/channel_title/0,2094,31446711_31944826,00.html

State Children’s Health Insurance Plan
http://www.peachcare.org/

Department of Insurance – Consumer Health Insurance Information
http://www.gainsurance.org/ConsumerService/HealthInsurance.aspx

Hawaii

Medicaid Program
http://www.med-quest.us/

State Children’s Health Insurance Plan
http://www.coveringkids.com/

Department of Insurance – Consumer Health Insurance Information
http://hawaii.gov/dcca/areas/ins/consumer/consumer_information/health/

Idaho

State Risk Pool – Idaho Individual High Risk Reinsurance Pool
http://www.doi.idaho.gov/health/healthinfo.aspx

Medicaid Program
http://healthandwelfare.idaho.gov/Medical/Medicaid/tabid/123/default.aspx

State Children’s Health Insurance Plan
http://healthandwelfare.idaho.gov/Medical/MedicaidCHIP/tabid/123/Default.aspx

Department of Insurance – Consumer Health Insurance Information
http://healthinsurance.idaho.gov/

Illinois

State Risk Pool – Illinois Comprehensive Health Insurance Plan
http://www.chip.state.il.us/

Medicaid Program
http://www.hfs.illinois.gov/

State Children’s Health Insurance Plan
http://www.allkidscovered.com/

Department of Insurance – Consumer Health Insurance Information
http://insurance.illinois.gov/

Indiana

State Risk Pool – Indiana Comprehensive Health Association
http://www.in.gov/fssa/hip/2344.htm

Medicaid Program
http://www.indianamedicaid.com

State Children’s Health Insurance Plan
http://www.in.gov/fssa/ompp/2545.htm

Department of Insurance – Consumer Health Insurance Information
http://www.in.gov/idoi/2330.htm

Iowa

State Risk Pool – Iowa Comprehensive Health Association
http://www.hipiowa.com/

Medicaid Program
http://www.dhs.iowa.gov/Consumers/Health/Medical_Insurance/WhatsAvailable.html#

State Children’s Health Insurance Plan
http://www.hawk-i.org/en_US/index.html

Department of Insurance – Consumer Health Insurance Information
Department of Insurance – Consumer Health Insurance Information

Kansas

State Risk Pool – Kansas Health Insurance Association
http://www.khiastatepool.com/

Medicaid Program
https://www.kmap-state-ks.us/Public/Beneficiary/default.asp

State Children’s Health Insurance Plan
http://www.kansashealthwave.org/

Department of Insurance – Consumer Health Insurance Information
http://www.ksinsurance.org/consumers/health.htm

Kentucky

State Risk Pool – Kentucky Access
http://www.kentuckyaccess.com/

Medicaid Program
http://chfs.ky.gov/dms/Eligibility.htm

State Children’s Health Insurance Plan
http://kidshealth.ky.gov/en/kchip/

Department of Insurance – Consumer Health Insurance Information
http://insurance.ky.gov/kentucky/ALSearch/QuickLink.aspx?DIVID=5

Louisiana

State Risk Pool – Louisiana Health Insurance Association
http://www.lahealthplan.org/

Medicaid Program
http://www.dhh.louisiana.gov/offices/?ID=92

State Children’s Health Insurance Plan
http://www.dhh.state.la.us/offices/?ID=119

Department of Insurance – Consumer Health Insurance Information
http://www.ldi.state.la.us/consumers/index.htm

Maine

Medicaid Program
http://www.maine.gov/dhhs/oms/member_index.html

State Children’s Health Insurance Plan
http://www.maine.gov/dhhs/OIAS/services/cubcare/CubCare.htm

Department of Insurance – Consumer Health Insurance Information
http://www.maine.gov/pfr/insurance/consumer/index.htm

Michigan

Medicaid Program
http://www.michigan.gov/mdch/0,1607,7-132-2943_4860—,00.html

State Children’s Health Insurance Plan
http://www.michigan.gov/mdch/1,1607,7-132-2943_4845_4931—,00.html

Department of Insurance – Consumer Health Insurance Information
http://www.michigan.gov/dleg/0,1607,7-154-10555_12902_35510—,00.html

Mississippi

State Risk Pool – Mississippi Comprehensive Health Association
http://www.mississippihealthpool.org/

Medicaid Program
http://www.medicaid.ms.gov/Eligibility.aspx

State Children’s Health Insurance Plan
http://www.msdh.state.ms.us/msdhsite/_static/41,0,96.html

Department of Insurance – Consumer Health Insurance Information
http://www.mid.state.ms.us/consumer/health_insurance.aspx

Missouri

State Risk Pool – Missouri Health Insurance Pool
http://www.mhip.org/

Medicaid Program
http://www.dss.mo.gov/pr_health.htm

State Children’s Health Insurance Plan
http://www.dss.mo.gov/mhk/index.htm

Department of Insurance – Consumer Health Insurance Information
http://insurance.mo.gov/consumer/lhindex.htm

Montana

State Risk Pool – Montana Comprehensive Health Insurance Association
http://www.mthealth.org/

Medicaid Program
http://www.dphhs.mt.gov/programsservices/medicaid.shtml

State Children’s Health Insurance Plan
http://hmk.mt.gov/

Department of Insurance – Consumer Health Insurance Information
http://sao.mt.gov/consumers/index.asp

Nebraska

State Risk Pool – Nebraska Comprehensive Health Insurance Association
http://www.nechip.com/

Medicaid Program
http://www.hhs.state.ne.us/med/medindex.htm

State Children’s Health Insurance Plan
http://www.hhs.state.ne.us/med/kidsconx.htm

Department of Insurance – Consumer Health Insurance Information
http://www.doi.ne.gov/consumer.htm

Nevada

Medicaid Program
www.dhcfp.state.nv.us

State Children’s Health Insurance Plan
www.doi.state.nv.us/

Department of Insurance – Consumer Health Insurance Information
http://www.nevadacheckup.state.nv.us/

New Hampshire

State Risk Pool – New Hampshire Health Plan
http://www.nhhealthplan.org/

Medicaid Program
http://www.dhhs.state.nh.us/DHHS/MEDICAIDPROGRAM/default.htm

State Children’s Health Insurance Plan
http://www.nhhealthykids.com/

Department of Insurance – Consumer Health Insurance Information
http://www.nh.gov/insurance/lah/index.htm

New Jersey

Medicaid Program
http://www.state.nj.us/humanservices/dmahs/clients/medicaid/

State Children’s Health Insurance Plan
http://www.njfamilycare.org/

Department of Insurance – Consumer Health Insurance Information
http://www.state.nj.us/dobi/division_consumers/insurance/ins_menu.htm

New Mexico

State Risk Pool – New Mexico Health Plan
http://www.nmmip.org/

Medicaid Program
https://nmmedicaid.acs-inc.com/nm/general/home.do

State Children’s Health Insurance Plan
http://www.insurenewmexico.state.nm.us/PAKHome.htm

Department of Insurance – Consumer Health Insurance Information
http://www.nmprc.state.nm.us/consumer.htm

New York

Medicaid Program
http://www.health.state.ny.us/health_care/medicaid/index.htm

State Children’s Health Insurance Plan
http://www.health.state.ny.us/nysdoh/chplus/index.htm

Department of Insurance – Consumer Health Insurance Information
http://www.ins.state.ny.us/chealth.htm

North Carolina

State Risk Pool – North Carolina Health Insurance Risk Pool
http://www.nchirp.org/

Medicaid Program
http://www.dhhs.state.nc.us/DMA/medicaid/index.htm

State Children’s Health Insurance Plan
http://www.ncdhhs.gov/dma/healthchoice/index.htm

Department of Insurance – Consumer Health Insurance Information
http://www.ncdoi.com/Consumer/consumer_health.asp

North Dakota

State Risk Pool – Comprehensive Health Association of North Dakota
http://www.chand.org/

Medicaid Program
http://www.nd.gov/dhs/services/medicalserv/medicaid/

State Children’s Health Insurance Plan
http://www.nd.gov/dhs/services/medicalserv/chip/

Department of Insurance – Consumer Health Insurance Information
http://www.nd.gov/ndins/consumer/health-insurance/

Ohio

Medicaid Program
http://jfs.ohio.gov/Ohp/

State Children’s Health Insurance Plan
http://jfs.ohio.gov/OHP/consumers/familychild.stm

Department of Insurance – Consumer Health Insurance Information
http://www.insurance.ohio.gov/Consumer/Pages/ConsumerTab1.aspx

Oklahoma

State Risk Pool – Oklahoma Health Insurance High Risk Pool
http://www.ok.gov/oid/Consumers/Buying_Insurance/Oklahoma_Health_Insurance_High_Risk_Pool/

Medicaid Program
http://www.okhca.org/

State Children’s Health Insurance Plan
http://www.okhca.org/

Department of Insurance – Consumer Health Insurance Information
http://www.ok.gov/oid/Consumers/Consumer_Assistance/Consumer_Assistance_Claims/index.html

Oregon

Medicaid Program
http://www.oregon.gov/DHS/healthplan/app_benefits/main.shtml

State Children’s Health Insurance Plan
http://www.oregon.gov/DHS/healthplan/app_benefits/schip.shtml

Department of Insurance – Consumer Health Insurance Information
http://insurance.oregon.gov/

Pennsylvania

Medicaid Program
http://www.dpw.state.pa.us/

State Children’s Health Insurance Plan
http://www.dpw.state.pa.us/

Department of Insurance – Consumer Health Insurance Informationhttp://www.insurance.ohio.gov/Consumer/Pages/ConsumerTab1.aspx

South Carolina

State Risk Pool – South Carolina Health Insurance Pool
http://doi.sc.gov/consumer/Pages/SCHIP.aspx

Medicaid Program
http://www.dhhs.state.sc.us/medicaid.asp

State Children’s Health Insurance Plan
http://www.dhhs.state.sc.us/dhhsnew/InsideDHHS/Bureaus/BureauofEligibilityProcessing/phc.asp

Department of Insurance – Consumer Health Insurance Information
http://www.doi.sc.gov/consumer/health.htm

South Dakota

State Risk Pool – South Dakota Health Insurance Pool
http://www.state.sd.us/bop/riskpool.htm

Medicaid Program
http://dss.sd.gov/medicalservices/

State Children’s Health Insurance Plan
http://dss.sd.gov/medicalservices/chip/

Department of Insurance – Consumer Health Insurance Information
http://www.state.sd.us/drr2/reg/insurance/consumer/index.html

Tennessee

State Risk Pool – CoverTennessee (Access TN)
http://www.covertn.gov/web/access_tn.html

Medicaid Program
http://www.tn.gov/tenncare/members.html

State Children’s Health Insurance Plan
http://covertn.gov/web/cover_kids.html

Department of Insurance – Consumer Health Insurance Information
http://tn.gov/commerce/insurance/consumerRes.shtml

Texas

State Risk Pool – Texas Health Insurance Risk Pool
http://www.txhealthpool.org/

Medicaid Program
http://www.hhsc.state.tx.us/medicaid/med_info.html

State Children’s Health Insurance Plan
http://www.chipmedicaid.org/

Department of Insurance – Consumer Health Insurance Information
http://www.tdi.state.tx.us/consumer/index.html

Utah

State Risk Pool – Utah Comprehensive Health Insurance Pool
http://selecthealth.org/plans/government/Pages/home.aspx

Medicaid Program
http://health.utah.gov/medicaid/

State Children’s Health Insurance Plan
http://www.utahchip.org/

Department of Insurance – Consumer Health Insurance Information
http://www.insurance.utah.gov/health/index.html

Vermont

Medicaid Program
http://www.vtmedicaid.com/

State Children’s Health Insurance Plan
http://www.insurekidsnow.gov/state/vermont/

Department of Insurance – Consumer Health Insurance Information
http://www.bishca.state.vt.us/banking/consumer-resources/consumer

Virginia

Medicaid Program
http://www.dmas.virginia.gov/

State Children’s Health Insurance Plan
http://www.famis.org/

Department of Insurance – Consumer Health Insurance Information
http://www.scc.virginia.gov/division/boi/webpages/boiconsumer.htm

Washington

State Risk Pool – Washington State Health Insurance Pool
http://www.wship.org/

Medicaid Program
http://maa.dshs.wa.gov/HRSAClient.htm

State Children’s Health Insurance Plan
http://hrsa.dshs.wa.gov/AppleHealth/

Department of Insurance – Consumer Health Insurance Information
http://www.insurance.wa.gov/consumers/index.shtml

West Virginia

State Risk Pool – AccessWV
http://apps.wvinsurance.gov/accesswv/

Medicaid Program
http://www.wvdhhr.org/bcf/family_assistance/medicaid.asp

State Children’s Health Insurance Plan
http://www.chip.wv.gov/Pages/default.aspx

Department of Insurance – Consumer Health Insurance Information
http://www.wvinsurance.gov/Default.aspx?alias=www.wvinsurance.gov/consumerservices

Wisconsin

State Risk Pool – Wisconsin Health Insurance Risk Sharing Plan
http://www.hirsp.org/

Medicaid Program
https://access.wisconsin.gov/

State Children’s Health Insurance Plan
http://www.badgercareplus.org/

Department of Insurance – Consumer Health Insurance Information
http://oci.wi.gov/consinfo.htm

Wyoming

State Risk Pool – Wyoming Health Insurance Pool
http://insurance.state.wy.us/whip.html

Medicaid Program
http://wyequalitycare.acs-inc.com/

State Children’s Health Insurance Plan
http://www.health.wyo.gov/healthcarefin/chip/index.html

Department of Insurance – Consumer Health Insurance Information
http://insurance.state.wy.us/consumer.html

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