Need help selecting best individual medical insurance plan? « Health Insurance Advisory

Need Help Selecting the Right Medical Insurance Plan?

Let us help you simply the process of shopping for an individual, family or self employed medical insurance plan. Use the Key Features of Medical Insurance At-A-Glance Chart to help you determine the type of individual medical insurance plan that is best for you and your family.

Key Features at a Glance: Traditional HMO Traditional PPO Plan / POS Plan High Deductible Medical Insurance Plan Short-Term Medical Insurance Plan Guaranteed Health Insurance / Limited Benefit / Mini Med
Comprehensive (Major Medical) coverage

checkmark Need help selecting best individual medical insurance plan?

checkmark Need help selecting best individual medical insurance plan?

checkmark Need help selecting best individual medical insurance plan?

checkmark Need help selecting best individual medical insurance plan?

No, considered supplemental medical insurance
Lifetime Policy Limits (per person) Unlimited Unlimited Unlimited $1 million to $2 million Not applicable – fix payment applies to each covered expense
How benefits are paid Members generally pay copayments for healthcare services, supplies and prescriptions Insureds typically pay copayments for some healthcare services, such as office visits, x-rays and prescriptions. All other covered expenses are subject to deductible and coinsurance. Once the insured meets the out-of-pocket maximum, the policy pays 100% of all remaining covered expenses for the duration of the calendar year, up to the per person policy coverage limit. All covered expenses are subject to deductible and coinsurance. Once the insured meets the out-of-pocket maximum, the policy pays 100% of all remaining covered expenses. All covered expenses, including prescriptions are subject to deductible and coinsurance. Once the insured meets the out-of-pocket maximum, the policy pays 100% of all remaining covered expenses. The policy pays up to a stated or predetermined dollar amount for each covered expense. For example, the insured may receive up to $50 per office visit and $500 for each day of hospital confinement.
Policy is renewable checkmark Need help selecting best individual medical insurance plan? checkmark Need help selecting best individual medical insurance plan? checkmark Need help selecting best individual medical insurance plan? Coverage for 1 year or less, then policy expires checkmark Need help selecting best individual medical insurance plan?
In/ Out of Network Coverage Limited benefits payable for non-network services checkmark Need help selecting best individual medical insurance plan? checkmark Need help selecting best individual medical insurance plan? Use any healthcare provider Use any healthcare provider
Guaranteed Acceptance / Medical Underwriting Usually no medical underwriting or health requirements to qualify Subject to full medical underwriting. Adult applicants with pre existing medical conditions may not qualify Same as Traditional PPO Plan (subject to full medical underwriting) Abbreviated medical underwriting to qualify. Accept or reject decision by medical insurance company checkmark Need help selecting best individual medical insurance plan?
How premiums are calculated Individuals generally pay the same for each covered family member Age, gender & health status Age, gender & health status Age and gender Individuals generally pay the same for each covered family member
Waiting period applies for pre existing health conditions No checkmark Need help selecting best individual medical insurance plan? checkmark Need help selecting best individual medical insurance plan? checkmark Need help selecting best individual medical insurance plan? checkmark Need help selecting best individual medical insurance plan?
Premium rate up and/or Exclusionary Rider for existing health conditions No checkmark Need help selecting best individual medical insurance plan? checkmark Need help selecting best individual medical insurance plan? No No
Premiums – Cost most Need help selecting best individual medical insurance plan? twothirds Need help selecting best individual medical insurance plan? third Need help selecting best individual medical insurance plan? third Need help selecting best individual medical insurance plan? least Need help selecting best individual medical insurance plan?
Maximum out-of-pocket exposure least Need help selecting best individual medical insurance plan? third Need help selecting best individual medical insurance plan? third Need help selecting best individual medical insurance plan? third Need help selecting best individual medical insurance plan? most Need help selecting best individual medical insurance plan?
Which statement describes your medical insurance situation? Traditional HMO Traditional PPO / POS Plan High Deductible Medical Plan Short-Term Medical Limited Benefit / Mini Med
i can afford insurance Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?half star Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?star Need help selecting best individual medical insurance plan?half star Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?star Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?
i can afford it Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?star Need help selecting best individual medical insurance plan?half star Need help selecting best individual medical insurance plan?
cost is an issue Need help selecting best individual medical insurance plan? half star Need help selecting best individual medical insurance plan? half star Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?star Need help selecting best individual medical insurance plan?half star Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?star Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?
cost is an issue and health Need help selecting best individual medical insurance plan? star Need help selecting best individual medical insurance plan?star Need help selecting best individual medical insurance plan?star Need help selecting best individual medical insurance plan?

return Need help selecting best individual medical insurance plan?

Inexpensive Health InsuranceAffordable Medical InsuranceLow Cost Medical InsuranceIndividual Medical Health Insurance |

Online Health Insurance QuotesIndividual Dental Insurance Plans

Denver WordPress Design