Save Money on Health Insurance!

As healthcare spending continues to dramatically rise in the U.S., the cost of individual medical insurance and employer sponsored group health insurance has moved with it. From 2000 to 2009, healthcare spending increased by 66% to $7,578 per person. Of this amount, $5,748 or 76% was covered by health insurance and $974 or 13% was paid out-of-pocket by individuals (third party payers and programs covered the balance). When most people shop for individual medical health insurance, they mainly focus on [...]

In the United States today approximately 25% of the working population is self-employed. If you are one of these entrepreneurs, then you know the importance of having medical insurance. We help individuals like you secure self employed medical insurance. Our online health insurance quotes simplify the process by allowing you to easily compare side by side the rates and benefits of top medical insurance companies. You save time because you gain access to many types of health insurance plans at your fingertips [...]

Are you shopping to find best price for individual medical health insurance? Whether you are looking for coverage for yourself or your family, our online health insurance quotes allow you compare many different types of plans from top medical insurance companies. From HMO and PPO to Indemnity and health deductible health plans paired with a Health Saving Account (HSA), you can choose from a wide variety of health plans.

In the United States today, roughly 15 million Americans are covered under an individual medical health insurance plan. If you have tried to secure health insurance from the individual marketplace, then you know how challenging it can be. If you are healthy, getting approved is relatively straightforward once you get past the lengthy application process. It is not uncommon for medical insurance companies to ask detailed questions about your health history, height/weight, tobacco status and even occupation. In some instances, [...]

Are you self employed or an entrepreneur who is trying to find low cost medical insurance? You are not alone. Roughly 25% of all U.S. workers are considered self employed. Let us help you uncover one or more medical insurance options that you may be eligible for. Our medical insurance Research Center offers a wealth of information, including a glossary of must know medical insurance terms, summary of the different types of medical insurance and a Medical Insurance Buyer’s Guide and Checklist. There is even valuable [...]

Health Maintenance Organization (HMO) HMOs offer a wide range of comprehensive healthcare services through an exclusive panel of providers. Members of an HMO are required to select a Primary Care Physician (PCP). The PCP renders most healthcare services and approves visits to other physicians/ specialists if he/ she believe it is medically necessary. Medical care obtained from healthcare providers outside the HMO is generally not covered, except in emergency, life-threatening situations. Since there are fewer healthcare providers to choose from [...]

Do you or a family member have pre existing health conditions and not sure if you qualify for an individual medical insurance plan?   Find out now with our exclusive Insurability Profile Tool™. It is fast, free and confidential, and provides immediate feedback regarding how health insurers are likely to respond to your health status. Perhaps you are healthy, but do not want or cannot pay the high cost of individual major medical insurance plan?  There are affordable options for medical [...]

Major medical insurance is expensive today because Americans expect the majority of  healthcare expenses to be paid by their medical insurance plan.  We have grown accustomed to paying small copayments for physician office visits and other medical services, yet the actual cost of these healthcare is significantly greater.  Can you imagine how expensive automobile insurance would cost if it covered car washes, oil changes and tune-ups? If you want to reduce your medical insurance premium and have more low cost coverage, [...]

Looking to save money in a weak economy?  Americans are increasingly turning to health deductible medical insurance paired with a Health Saving Account that feature lower premiums. According to the Los Angeles Times, the number of workers nationally with an individual major medical insurance deductible of at least $1,000 has nearly tripled over the past four years, reaching about 20 million.  Some have pushed their medical insurance deductibles as high as $10,000. Historically, to keep medical expenses low individuals sometimes [...]