The new healthcare law requires individual medical health insurance plans and employer sponsored group health insurance plans that were effective after March 23, 2010 to cover preventive care services at 100%. This means you cannot be charged a copayment or be required to satisfy a deductible before the policy pays for preventive care benefits mandated under the Affordable Care Act. Complaints from patients are now beginning to surface because of the manner in which claims are being coded by healthcare providers. According to a recent [...]Read More » Authored by Allan Z - Founder Editor in New Healthcare Law, Preventive Care Services - New Healthcare Law | Comments Off
Welcome to the New Healthcare Law Center and State News
The new healthcare law, called the Patient Protection and Affordable Care Act (PPACA), represents comprehensive healthcare reform legislation signed into law on March 23, 2010. It contains numerous provisions designed to protect consumers and promote low cost medical insurance, including many new taxes to pay for the cost.
In this section of the site, you can also obtain the following information specific to your state: available medical insurance options, efforts to regulate medical insurance premiums, healthcare, the individual medical insurance marketplace and the new healthcare law.
Our objective is to help Americans make sense of the new healthcare law by explaining key provisions in plain English and assisting individuals, families and the self-employed in using this information to find and secure affordable medical insurance.
New Preventive care guidelines for individual medical insurance plans and employer sponsored group health plans were released by the Department of Health and Human Services (HHS) on August 1, 2011. The new guidelines require certain preventive services for women, such as well-woman visits, domestic violence screening, and U.S. Food and Drug Administration (FDA)-approved contraception to be paid for by medical insurance plans without charging a copayment, coinsurance or a deductible. The new preventive care services for women are: Well-woman visits Screening for [...]Read More » Authored by Administrator in Preventive Care Services - New Healthcare Law | Comments Off
When it comes to health, women are often the primary decision maker for their families and the trusted source in circles of friends. They are also key consumers of health care. Women have unique needs and have high rates of chronic disease, including diabetes, heart disease, and stroke. While women are more likely to need preventive health care services, they often have less ability to pay. On average, they have lower incomes than men and a greater share of their [...]Read More » Authored by Administrator in Preventive Care Services - New Healthcare Law | Comments Off
Prior to the new healthcare law, many Americans used preventive services at roughly half the recommended rate. Since many medical insurance plans did not cover or partially covered the cost of preventive care, individuals often found themselves out of pocket for very expensive services. The goal of preventive healthcare is to: stay healthy, avoid or delay the onset of disease, lead productive lives, and reduce health care costs. Often because of cost, Americans used preventive services at about half the [...]Read More » Authored by Administrator in Preventive Care Services - New Healthcare Law | Comments Off
The new healthcare law mandates that a variety of preventive care screening services are covered subject to no cost sharing. If your major medical insurance plan is subject to these new requirements, then you would not have to pay a copayment or coinsurance or satisfy a deductible to receive the covered services, which include preventive health screenings, vaccinations, and counseling. This mandate is applicable to all individual and employer group medical insurance policies that became effective after March 23, 2010, [...]Read More » Authored by Allan Z - Founder Editor in Preventive Care Services - New Healthcare Law | Comments Off