Since 1990, U.S. healthcare expenditures have consistently increased on average 12%-16% annually. Unfortunately, so too has the price of individual medical health insurance. What alternatives do you have to secure low cost medical insurance? Aimed at helping individuals, families and the self employed find inexpensive health insurance, healthinsuranceadvisory.org has just released a short educational video entitled “How to Buy Low Cost Medical Insurance!” “Having some form of medical insurance today is essential today,” says Allan Zee, Founder and Managing Director of healthinsuranceadvisory.org. “A [...]
Read More »For many Americans with a health condition, securing low cost medical insurance can be very challenging. While employer-sponsored group health insurance has always been the predominate method for obtaining medical insurance, this trend is changing. According to the Kaiser Family Foundation 2011 Health Benefits Survey, only 60% of all employers offered group health insurance in 2011. This figure is down from 66% in 1999. The premiums for employer-sponsored group health insurance have also skyrocketed. Since 2001, the average annual health plan premium [...]
Read More »As healthcare costs continue to rise (8.5% in 2011 and an estimated 8.5% in 2012, according to PricewaterhouseCooper’s Health Research Institute), how can you find low cost medical insurance? Since health plan premiums are a function of the underlying cost of healthcare, the cost of individual medical health insurance will continue to increase too. If you are searching for tips to secure low cost medical insurance, then please read on. The PricewaterhouseCooper’s survey also revealed that high deductible health plans will [...]
Read More »As healthcare spending continues to dramatically rise in the U.S., the cost of individual medical insurance and employer sponsored group health insurance has moved with it. From 2000 to 2009, healthcare spending increased by 66% to $7,578 per person. Of this amount, $5,748 or 76% was covered by health insurance and $974 or 13% was paid out-of-pocket by individuals (third party payers and programs covered the balance). When most people shop for individual medical health insurance, they mainly focus on [...]
Read More »Are you seeking inexpensive health insurance for yourself or a family member? Our online health insurance quotes make it very easy to shop and compare medical insurance for individuals, families and the self employed. With access to a wide selection of different types of health insurance from top medical insurance companies you save time and money. If a traditional PPO medical insurance plan with copays for office visits, x-ray and lab is your preference or a high deductible health plan [...]
Read More »If you are seeking coverage for yourself or your family, securing an affordable medical insurance plan can be challenging. The choices may seem a bit overwhelming since there are many different types of health insurance plans available, including high deductible health plans paired with an Health Saving Account (HSA). Our online health insurance quotes make shopping for an affordable medical insurance plan easy because similar to a health insurance exchange; you can compare side by side the rates and benefits of [...]
Read More »If you are one of the $15 million Americans that buys health insurance in the individual market, our online health insurance quotes will save you time and money. We make it easy for you to find and secure low cost medical insurance because we give you access to a wide selection of different medical plans, including high deductible health plans paired with a Health Saving Account (HSA), from top health insurance companies. Once you see the medical plans you like, compare them side [...]
Read More »In the United States today, roughly 15 million Americans are covered under an individual medical health insurance plan. If you have tried to secure health insurance from the individual marketplace, then you know how challenging it can be. If you are healthy, getting approved is relatively straightforward once you get past the lengthy application process. It is not uncommon for medical insurance companies to ask detailed questions about your health history, height/weight, tobacco status and even occupation. In some instances, [...]
Read More »The top fifteen best medical insurance plans ranked by health enrollment for 2010 are: Health Insurance Company Total Medical Enrollment 1 UnitedHealth Group/ United Health One 32,824,278 2 WellPoint 28,812,895 3 Aetna Health Plans 18,140,023 4 Health Care Service Corporation 12,277,678 5 CIGNA Health Insurance 11,443,392 6 Kaiser Permanente Insurance 8,755,013 7 Humana One Insurance 8,334,800 8 Health Net Insurance 5,560,000 9 Blue Cross Blue Shield of Michigan 4,338,022 10 Highmark 4,214,412 11 AmeriHealth/ Independence Blue Cross 3,760,448 12 Blue Cross [...]
Read More »Is medical insurance through your employer no longer affordable? According to a report just released by Kaiser Family Foundation, the average annual total medical insurance premium for family coverage for employer-sponsored group health coverage increased to $15,073 in 2011. This represents more than a 9% increase from 2011. Many insurance analysts and benefits experts attribute 11-15% of the 9% increase to the new healthcare law. Worker’s wages, however, only increased 2.1% and general inflation by 3.2% from 2010 to 2011. [...]
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