Is medical insurance through your employer no longer affordable? According to a report just released by Kaiser Family Foundation, the average annual total medical insurance premium for family coverage for employer-sponsored group health coverage increased to $15,073 in 2011. This represents more than a 9% increase from 2011. Many insurance analysts and benefits experts attribute 11-15% of the 9% increase to the new healthcare law. Worker’s wages, however, only increased 2.1% and general inflation by 3.2% from 2010 to 2011. [...]
Read More »Healthcare costs increased 7-9% during 2009 and 2010, more than twice the rate of inflation. As a result, Americans covered under individual medical insurance plans have experienced premium increases of 20% or greater. If you are one of the roughly 14 million people under age 65 who purchases medical insurance in the individual market (not through an employer), how can you secure low cost medical insurance and help prevent large renewal increases? Since everyone wants low cost medical insurance, avoid [...]
Read More »Get instant access to a wide selection of affordable medical and dental insurance plans, and other types of health insurance for individuals, families and the self employed. Apply online too. We make it easy to shop and compare health insurance from leading insurance companies in your state. Use our online tools and research center to learn your options for medical insurance and understand how the new healthcare law benefits you. Shop with confidence because individual medical insurance rates are regulated which [...]
Read More »Low cost medical insurance coverage is what all Americans want. Roughly 9% of individuals, families and the self-employed today buy medical insurance in the individual medical insurance marketplace, while 59% of Americans obtain their major medical insurance through an employer sponsored health plan. If you do not have access to employer sponsored medical insurance, then we can help you understand your options so you can secure an affordable medical insurance plan. We believe an educated consumer makes better decisions. That [...]
Read More »Major medical insurance is expensive today because Americans expect the majority of healthcare expenses to be paid by their medical insurance plan. We have grown accustomed to paying small copayments for physician office visits and other medical services, yet the actual cost of these healthcare is significantly greater. Can you imagine how expensive automobile insurance would cost if it covered car washes, oil changes and tune-ups? If you want to reduce your medical insurance premium and have more low cost coverage, [...]
Read More »Having adequate, affordable medical insurance is essential because it ensures access to quality healthcare and helps pay for the high cost of medical services and supplies, surgery and hospitalization. You and your dependents may be eligible for one or more of the following medical insurance options: Medical insurance for young adults less than age 26 Under the new healthcare law, called the Patient Protection and Affordable Care Act (PPACA), effective September 2010, young adults covered under their parent’s medical insurance are [...]
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