As healthcare spending continues to dramatically rise in the U.S., the cost of individual medical insurance and employer sponsored group health insurance has moved with it. From 2000 to 2009, healthcare spending increased by 66% to $7,578 per person. Of this amount, $5,748 or 76% was covered by health insurance and $974 or 13% was paid out-of-pocket by individuals (third party payers and programs covered the balance). When most people shop for individual medical health insurance, they mainly focus on [...]
Read More »Now is the perfect time to save money on individual medical health insurance. Individuals, families and the self employed looking for more inexpensive health insurance are typically finding better deals in the individual market, according to Allan Zee, Founder of Argeus Benefits Group, a national insurance brokerage firm that specializes in health insurance. The new healthcare law, called the Affordable Care Act (ACA), has turned the health insurance industry upside down, Zee said. While ACA has literally sent every health [...]
Read More »If you currently do not have individual medical health insurance or are paying too much, now is a great time to shop for and buy health insurance. Why? Since the passage of the new healthcare law, called the Patient Protection and Affordable Care Act, many positive consumer oriented changes have taken place. which will save you money. They include: Expanded Eligibility Age for Dependents Less than Age 26 – if you or a family member are younger than 26, you [...]
Read More »Are you seeking inexpensive health insurance for yourself or a family member? Our online health insurance quotes make it very easy to shop and compare medical insurance for individuals, families and the self employed. With access to a wide selection of different types of health insurance from top medical insurance companies you save time and money. If a traditional PPO medical insurance plan with copays for office visits, x-ray and lab is your preference or a high deductible health plan [...]
Read More »If you are seeking coverage for yourself or your family, securing an affordable medical insurance plan can be challenging. The choices may seem a bit overwhelming since there are many different types of health insurance plans available, including high deductible health plans paired with an Health Saving Account (HSA). Our online health insurance quotes make shopping for an affordable medical insurance plan easy because similar to a health insurance exchange; you can compare side by side the rates and benefits of [...]
Read More »Although most Americans are covered under employer sponsored group health insurance, more people today are seeking an individual medical health insurance plan. This is attributable to many factors, including employers reducing expenses to persevere during a tough economy. Some companies have dropped their group health insurance altogether leaving employees to secure their own coverage. Other employers have raised deductibles and copayments and/ or increased employees’ share of the health plan premium, especially for dependent coverage. This has resulted in the [...]
Read More »Are you shopping to find best price for individual medical health insurance? Whether you are looking for coverage for yourself or your family, our online health insurance quotes allow you compare many different types of plans from top medical insurance companies. From HMO and PPO to Indemnity and health deductible health plans paired with a Health Saving Account (HSA), you can choose from a wide variety of health plans.
Read More »In the United States today, roughly 15 million Americans are covered under an individual medical health insurance plan. If you have tried to secure health insurance from the individual marketplace, then you know how challenging it can be. If you are healthy, getting approved is relatively straightforward once you get past the lengthy application process. It is not uncommon for medical insurance companies to ask detailed questions about your health history, height/weight, tobacco status and even occupation. In some instances, [...]
Read More »Many working individuals depend on employer sponsored group health insurance, yet as the cost of health care and medical insurance continue to escalate, employers have responded by increasing deductibles, copays and out of pocket maximums, and shifting more of the premium to employees. This has especially impacted employees covering their dependents, as the average premium for family coverage nationally has just exceed $15,000. Could individual medical health insurance be an option for you? A Kaiser Family Foundation study found the average [...]
Read More »The top fifteen best medical insurance plans ranked by health enrollment for 2010 are: Health Insurance Company Total Medical Enrollment 1 UnitedHealth Group/ United Health One 32,824,278 2 WellPoint 28,812,895 3 Aetna Health Plans 18,140,023 4 Health Care Service Corporation 12,277,678 5 CIGNA Health Insurance 11,443,392 6 Kaiser Permanente Insurance 8,755,013 7 Humana One Insurance 8,334,800 8 Health Net Insurance 5,560,000 9 Blue Cross Blue Shield of Michigan 4,338,022 10 Highmark 4,214,412 11 AmeriHealth/ Independence Blue Cross 3,760,448 12 Blue Cross [...]
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