Individual Mandate – New Healthcare Law « Health Insurance Advisory

Welcome to the New Healthcare Law Center and State News

new healthcare reform lawThe new healthcare law, called the Patient Protection and Affordable Care Act (PPACA), represents comprehensive healthcare reform legislation signed into law on March 23, 2010. It contains numerous provisions designed to protect consumers and promote low cost medical insurance, including many new taxes to pay for the cost.

In this section of the site, you can also obtain the following information specific to your state: available medical insurance options, efforts to regulate medical insurance premiums, healthcare, the individual medical insurance marketplace and the new healthcare law.

Our objective is to help Americans make sense of the new healthcare law by explaining key provisions in plain English and assisting individuals, families and the self-employed in using this information to find and secure affordable medical insurance.

Individual Medical Health Insurance Changes Effective 2014

The core pieces of the new healthcare law are scheduled to take effect in 2014 which will significantly impact individual medical health insurance. “American Health Benefit Exchanges” will be operational. These will enable individuals, families, the self employed and small businesses with up to 100 employees to shop, compare and enroll in qualified medical insurance. Additionally, medical insurance premium tax credits and cost-sharing subsidies for eligible individuals will also be available exclusively through the health insurance exchanges. The Congressional Budget [...]

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Supreme Court asked to hear individual medical insurance mandate

The cornerstone of the new healthcare law, the requirement that all Americans buy a medical insurance plan or pay a fine, is facing uncertainty. This provision, called the “individual medical insurance mandate” takes effect on January 2014 unless the Supreme Court rules it unconstitutional or it is repealed following next November’s presidential election. The Obama administration recently filed an appeal with the Supreme Court asking them to back the legislation. On the same day, 26 states and a major business [...]

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Individual Health Insurance Mandate Ruled Unconstitutional by 11th Circuit Court

A three judge panel at the 11th Circuit Court of Appeals has declared the individual health insurance ownership mandate in the new healthcare law, called the Patient Protection and Affordable Care Act (PPACA), to be unconstitutional. The panel voted 2-1 to strike down the individual mandate section of PPACA, but it said that the provision could be considered separately from the rest of the act, and that invalidating the individual mandate would not make the entire act invalid. The members [...]

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New Healthcare Law- Mandate to Purchase Medical Insurance Upheld by 6th Circuit Court

The new healthcare law seeks to extend medical coverage to 30 million uninsured Americans and make major changes in public and private medical insurance. The most controversial provision is the individual mandate, which requires most Americans to purchase a major medical insurance plan starting in 2014 or pay a tax penalty if they don’t. A federal appeals court on Wednesday upheld the most contentious provision of the new healthcare law, ruling that Congress can require Americans to carry major medical [...]

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