Why is individual medical insurance and employer-sponsored group health coverage so expensive? Although healthcare expenditures in the past few years have slowed because of the great recession, health plan premiums continue to rise each year. Is there any end in sight? Can I find inexpensive health insurance? While the new healthcare law of 2010 was very effective at addressing access to medical insurance and patient protection, it did little to control what the private sector pays for healthcare goods and services, and [...]
Read More »Since 1990, U.S. healthcare expenditures have consistently increased on average 12%-16% annually. Unfortunately, so too has the price of individual medical health insurance. What alternatives do you have to secure low cost medical insurance? Aimed at helping individuals, families and the self employed find inexpensive health insurance, healthinsuranceadvisory.org has just released a short educational video entitled “How to Buy Low Cost Medical Insurance!” “Having some form of medical insurance today is essential today,” says Allan Zee, Founder and Managing Director of healthinsuranceadvisory.org. “A [...]
Read More »As healthcare costs continue to rise (8.5% in 2011 and an estimated 8.5% in 2012, according to PricewaterhouseCooper’s Health Research Institute), how can you find low cost medical insurance? Since health plan premiums are a function of the underlying cost of healthcare, the cost of individual medical health insurance will continue to increase too. If you are searching for tips to secure low cost medical insurance, then please read on. The PricewaterhouseCooper’s survey also revealed that high deductible health plans will [...]
Read More »Save money with an affordable family high deductible medical insurance plan. Americans have grown accustomed to paying small copayments for physician office visits and other medical services, yet the actual cost of these healthcare is significantly greater. That is why family major medical insurance is expensive today. We expect the majority of healthcare expenses to be paid by our medical insurance plan. Can you imagine how expensive automobile insurance would cost if it covered car washes, oil changes and tune-ups? [...]
Read More »Major medical insurance is expensive today because Americans expect the majority of healthcare expenses to be paid by their medical insurance plan. We have grown accustomed to paying small copayments for physician office visits and other medical services, yet the actual cost of these healthcare is significantly greater. Can you imagine how expensive automobile insurance would cost if it covered car washes, oil changes and tune-ups? If you want to reduce your medical insurance premium and have more low cost coverage, [...]
Read More »Looking to save money in a weak economy? Americans are increasingly turning to health deductible medical insurance paired with a Health Saving Account that feature lower premiums. According to the Los Angeles Times, the number of workers nationally with an individual major medical insurance deductible of at least $1,000 has nearly tripled over the past four years, reaching about 20 million. Some have pushed their medical insurance deductibles as high as $10,000. Historically, to keep medical expenses low individuals sometimes [...]
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