Dependent Major Medical Insurance « Health Insurance Advisory

Welcome to the New Healthcare Law Center and State News

new healthcare reform lawThe new healthcare law, called the Patient Protection and Affordable Care Act (PPACA), represents comprehensive healthcare reform legislation signed into law on March 23, 2010. It contains numerous provisions designed to protect consumers and promote low cost medical insurance, including many new taxes to pay for the cost.

In this section of the site, you can also obtain the following information specific to your state: available medical insurance options, efforts to regulate medical insurance premiums, healthcare, the individual medical insurance marketplace and the new healthcare law.

Our objective is to help Americans make sense of the new healthcare law by explaining key provisions in plain English and assisting individuals, families and the self-employed in using this information to find and secure affordable medical insurance.

Children’s Access to Low Cost Medical Insurance is More Limited

There are fewer child only medical insurance plans available to parents who are looking to secure low cost medical insurance coverage for their children, according to the Senate Health, Education, Labor and Pensions Committee’s new report. As the Heritage Foundation explains, the reason for the decline in child only medical insurance plans are specific provisions of the new healthcare law, called the Patient Protection and Affordable Care Act (PPACA). New rules regarding medical insurance plans for children have made it more [...]

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Guaranteed Dependent Medical Insurance

Under the new healthcare law, health insurers cannot decline dependents less than age 19 because of a pre-existing medical condition(s).  Effective September 2010, the Patient Protection and Affordable Care (PPACA) guarantees all individuals less than age 19 access to major medical insurance, regardless of health status.  Additionally, health insurers and medical plans can no longer exclude or limit the coverage of a pre-existing health condition just because the medical condition is pre-existing.  This requirement is called “guarantee issue” medical insurance. [...]

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Affordable Dependent Medical Insurance Under New Healthcare Law

Searching for low cost medical insurance for your dependent(s)? Perhaps the new healthcare law can help you. As of September 23, 2010, the new healthcare law requires major medical insurance plans to extend coverage to your dependents up to 26 years of age.  Previously, your dependents less than age 19 or unmarried children through 23 years of age (in most states) could be enrolled provided they were full-time students. The Patient Protection and Affordable Care Act clarifies that a health insurance [...]

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Healthcare reform- dependents less than age 26 eligible for health insurance

The new healthcare law allows you to keep your dependents less than age 26 on your medical insurance plan.  As of September 23, 2010, the new healthcare law requires major medical insurance plans to extend coverage to your dependents up to 26 years of age.  Previously, your dependents less than age 19 or unmarried children through 23 years of age (in most states) could be enrolled provided they were full-time students. The Patient Protection and Affordable Care Act clarifies that [...]

Read More » Authored by Pete S - Sr. Staff Writer in Dependent Major Medical Insurance | Comments Off

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