Individual Dental Insurance Plans Protect Against Rising Dental Costs « Health Insurance Advisory

Individual Dental Insurance Plans Protect Against Rising Dental Costs

Author: Pete S - Sr. Staff Writer | Dec 12 2011 | Individual Dental Insurance

Dental expenditures in the U.S. are projected to be $397.54 per person by 2013. This represents a 63% increase since 2002 when this figure was just $244.20, according to the U.S. Centers for Medicare and Medicaid Services (formerly the Health Care Financing Administration).  Given the 5.7% average annual increase in dental expenditures per person, having an individual dental insurance plan can help protect you and your family against the rising cost of dental care.

Newly release data shows that more than 175 million Americans, 57% of the population, were covered by some form of dental benefits in 2010, according to the 2011 NADP/DDPA Joint Dental Benefits Enrollment Report released this week.  The study indicates a 4.5% increase in total national dental enrollment compared to a decline in 2009. This decline is attributable to a drop in the number of workers covered under employer group dental plans due to a very weak economy.

The report also showed that 98% of dental benefits are provided under a separate dental insurance plan (not integrated with medical insurance). Additionally, the most popular type of dental insurance plan is a PPO (uses preferred dental providers), as these types of plans represent 74% of the dental insurance marketplace.

We can help you secure an individual dental insurance plan to fit your budget and healthcare needs.  From inexpensive dental insurance that provides coverage for preventive care, such as exams, cleanings and x-rays to full coverage dental insurance that also covers basic and major services, such as crowns and root canals, there is an individual dental insurance plan that will work for you.

For an online dental insurance quote today, click here.  Questions? Call us at 800-403-8511. We are eager to assist you!

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