Missouri Pre Existing Condition Health Insurance Plan Cuts Rates « Health Insurance Advisory

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new healthcare reform lawThe new healthcare law, called the Patient Protection and Affordable Care Act (PPACA), represents comprehensive healthcare reform legislation signed into law on March 23, 2010. It contains numerous provisions designed to protect consumers and promote low cost medical insurance, including many new taxes to pay for the cost.

In this section of the site, you can also obtain the following information specific to your state: available medical insurance options, efforts to regulate medical insurance premiums, healthcare, the individual medical insurance marketplace and the new healthcare law.

Our objective is to help Americans make sense of the new healthcare law by explaining key provisions in plain English and assisting individuals, families and the self-employed in using this information to find and secure affordable medical insurance.

Missouri Pre Existing Condition Health Insurance Plan Cuts Rates

Author: Administrator | Aug 21 2011 | Government Pre Existing Condition Insurance Plan, Missouri

Missouri’s high-risk health insurance pool, called the Pre Existing Condition Insurance Plan is cutting its rates by 23 percent. The state Department of Insurance, Financial Institutions and Professional Registration announced the cut Tuesday. The decision affects new and existing insurance policyholders. Officials say premiums have ranged from $137 to $601 per month.

Under the new healthcare law, called the Patient Protection and Affordable Care Act, states are required to establish a public program, called the Pre Existing Condition Insurance Plan to provide medical insurance to individuals who have been denied health insurance (must also be a U.S. citizen or legal resident of Missouri and not had insurance for at least six months prior to enrolling).  The federal government pays most of the bill and recently gave the state permission to lower rates.

Need help securing medical insurance in Missouri? We can help you, regardless if you have pre existing health conditions by usually uncovering one or more medical insurance options you may be eligible for, such as COBRA ContinuationHIPAA Portability, government medical insurance plan or guaranteed health insurance plan.  If you are not sure if you or a dependent will qualify for an individual medical insurance plan, then take our underwriting quiz to find out. It is fast, free, easy and confidential. Contact www.healthinsuranceadvisory.org for more information.

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