Preventive Care for Women Expanded Under Medical Insurance Plans « Health Insurance Advisory

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new healthcare reform lawThe new healthcare law, called the Patient Protection and Affordable Care Act (PPACA), represents comprehensive healthcare reform legislation signed into law on March 23, 2010. It contains numerous provisions designed to protect consumers and promote low cost medical insurance, including many new taxes to pay for the cost.

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Preventive Care for Women Expanded Under Medical Insurance Plans

Author: Administrator | Aug 14 2011 | Preventive Care Services - New Healthcare Law

New Preventive care guidelines for individual medical insurance plans and employer sponsored group health plans were released by the Department of Health and Human Services (HHS) on August 1, 2011. The new guidelines require certain preventive services for women, such as well-woman visits, domestic violence screening, and U.S. Food and Drug Administration (FDA)-approved contraception to be paid for by medical insurance plans without charging a copayment, coinsurance or a deductible. The new preventive care services for women are:

  • Well-woman visits
  • Screening for gestational diabetes for all pregnant women
  • Human papillomavirus DNA testing for all women 30 years and older
  • Annual sexually transmitted infection counseling for all sexually active women
  • Annual counseling and screening for HIV for all sexually active women
  • FDA-approved contraception methods, sterilization procedures and contraceptive counseling
  • Breastfeeding support, supplies, and counseling, including costs for renting breastfeeding equipment
  • Domestic violence screening and counseling

Authorized under provisions of the new healthcare law, called the Patient Protection and Affordable Care Act, these guidelines were developed by a committee of the Institute of Medicine of the National Academies. They expand the previous list of preventive services that must be covered without cost sharing.  New health plans and non-grandfathered medical insurance plans and issuers are required to provide this additional coverage in the first plan year (in the individual market, policy year) that begins on or after August 1, 2012.

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