International Student Medical Insurance « Health Insurance Advisory

International Student Medical Insurance

Author: Administrator | Mar 20 2011 | International Student Medical Insurance, stu-medical-ins

Are you a student with plans to travel abroad, take a vacation or just hang out on the beach during spring break?  Did you know that  most  medical insurance plans pay very limited benefits or nothing at all for healthcare services rendered outside the United States?  It pays to read the fine print of your existing medical insurance policy to determine if you are covered when traveling beyond the United States.  So, before you head out make sure you read the Exclusions and Limitations section of your medical insurance policy.

International student medical insurance is a special purpose, inexpensive medical insurance plan that is customizable to your needs. You choose the deductible, maximum benefit amount, duration of coverage and optional coverage.  These medical insurance plans are also referred to as:

  • Overseas Travel Medical Insurance
  • International Student Medical Insurance
  • International Travel Health Insurance

International student medical insurance is designed to cover you if:

  • Due to an accident or sudden illness you require emergency evacuation while traveling
  • You get sick and require medical care, including hospitalization

In addition to traveling with peace of mind knowing that your healthcare expenses outside the United States are covered, there are many other advantages to purchasing international student medical insurance.  They can also provide protection for one or more of the following events:

  • Bad weather conditions cause delay or cancellation which results in the loss of money you invested for the trip
  • You are forced to cut your trip short because of a family member at home suffers an unexpected illness or dies
  • Your luggage is lost, delayed or stolen forcing you to purchase additional clothes, essentials and/or prescription medications
  • Major flight delays force you to miss a portion of your trip or cruise
  • You lose important travel documents, leaving you stranded abroad
  • Your baggage is lost
  • You miss a flight connection
  • Your trip is delayed

International student medical insurance plans also provide 24-hour emergency travel assistance and can help if you:

  • Lose a passport or important travel documents
  • Have a medical emergency
  • Need medical evacuation
  • Need last minute hotel accommodations

For affordable and customizable online international student medical insurance quotes for overseas travel, remember health insurance advisory.org.  Get covered before you leave home. You can even enroll online too!

The medical insurance premium you pay is the same as buying direct because insurance rates are regulated, so you have total peace of mind knowing that you are paying the best possible price.

Healthinsuranceadvisory.org can also help students find and secure student medical insurance an student dental insurance.  Let us help you save money today!

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